Just gather the required paperwork like your driver’s license, proof of insurance and the title to your vehicle.
3. SHOW ME THE MONEY
You could have your money within 24 hours! We can direct deposit it into your bank account or you can pick up your cash at any MoneyGram location.
What is a car title loan?
A car title loan, an auto title loan, or a pink slip loan, gives borrowers an opportunity to use their car title to obtain a loan. When you apply for a car title loan you can get a loan amount based off of your car ‘s equity value or its current resale value. If you’re the owner of a vehicle, Best Car Title Loans Citrus Heights can help you get the loan you need!
What is the loan application process?
When you call or apply online to Big Car Title Loans Citrus Heights, you can get started on your loan immediately! First, we’ll ask you a few questions about your vehicle and will let you know whether or not your vehicle qualifies. If your vehicle qualifies for the loan, we’ll send you straight through to a loan officer who can help you set up your loan right away. Once you turn in some important documents, you’ll be able to get access to your loan immediately. The money will be deposited into your bank account or you’ll be able to access it through MoneyGram.
Do I get to keep my car?
Yes, absolutely! You’ll be able to keep your car during the entire duration of the loan. While you are paying off your loan, your vehicle title will be given to us temporarily, and returned to you once your loan is paid off.
How long is the loan term?
We offer various payment plans to make the loan as flexible for you as possible. For this reason, your loan term will be dependent on the agreed plan you set up with your loan officer. The loan can be broken up into installments over 26 to 36 months. You can also pay off your loan as early as you want with no prepayment penalty!
How much money can I get?
Your loan amount will be dependent on your vehicle’s current market value or equity value. If your vehicle qualifies for a loan, you are guaranteed a loan of at least $2,500. We’ve seen many of our customers get at least $2,500 and go up to even $40,000 because of their vehicle’s worth. Call in today to see how much you can get with your vehicle!
Do I need good credit to get a car title loan?
The surprising advantage of a car title loan is that you do not need good credit in order to qualify for the loan. Unlike banks and other financial institutions, your loan application will not be rejected based off of your credit score. Instead, your qualification is dependent upon your vehicle’s equity value.
How fast can I get the money?
You can get the money as fast as a few hours or even 24 hours. It is entirely dependent on how fast you are able to turn in your paperwork for your loan application.
Will I get penalized if I pay off the loan early?
Not at all. Best Car Title Loans Citrus Heights is different from many lenders for this reason. You will not get penalized if you pay off the loan early! In fact, we strongly encourage you to pay off your loan early so you can save even more money!
What important documents do I need?
You will need your ID, proof of residency, proof of income, a copy of your car title, your registration papers, and your insurance papers.
Car Title Loan Requirements
- Own Your Vehicle
- A Clear, Lien-Free Title
- Existing Insurance Coverage
- Proof of Income
- Proof of Residency
- Valid Drivers License
- Must Be 18 or Older
You can call and speak with one of our friendly representatives or you can apply in minutes online. We realize you probably have a lot of questions and this page might be of help, otherwise we’re ready to answer any questions you have when you give us a call. You don’t have to wait days for paperwork to be analyzed. You just have to supply contact and vehicle information. What are you waiting for? If you’re trying to find a quick and safe way to get some extra cash, call Best Car Title Loans Citrus Heights at (916) 634-1433 today!