Frequently Asked Questions

Q. What is a car title loan?

A. Best Car Title Loans of Citrus Heights provides a quick way to obtain some extra cash when you find yourself in a tough financial situation. Our application process is quick and painless. You can find out if your approved quickly and possibly have your cash in a matter of just 24 hours. You do not have to give up your car for the duration of the loan. All you have to do is use your vehicle title as collateral and you will receive it back once your loan is paid in full.

Q. Why should I choose Best Car Title Loans Citrus Heights?

A. At Best Car Title Loans Citrus Heights we provide some of the best, competitive interest rates. We also offer repayment options that are flexible to meet your specific needs. You don’t have to worry about finding any hidden fees or penalties if you pay off your loan early. Our highly trained, friendly representatives will work hard to ensure you receive the best deal possible and make sure you walk away happy!

Q. What does it take to get approved?

A. You can call us at (916) 634-1433, visit our convenient location or simply apply online and be approved in just a matter of minutes. When applying online, once you complete the form, you will receive a call from one of our representatives to discuss your options. The application just requires a few answers about your vehicle and yourself.

Q? Do I get to keep driving my vehicle?

A. Yes! You will be able to keep and drive your vehicle through the whole span of your loan. All we request is that you relinquish your title, which you will receive back as soon as your auto title loan is paid in full.

Q. What if I have poor or no credit?

A. With Best Car Title Loans Citrus Heights credit does not matter! Car title loans are a great option, if you are having a financial emergency and can’t get approved for a conventional loan due to your credit. Bankruptcy and foreclosures won’t disqualify you when applying for a loan.

Q. How long do I have to pay off the loan?

A. Most loans are for up to 3 years, however you can pay it off at any time before then without penalties.

Q. How much money could I get?

A. The amount of money you get can vary based on the value of your vehicle. However, it can sometimes be up to 50% of the value of your vehicle. The state minimum is $2,600 but the max could be $10,000 or more.

Q. How do I get my money?

A. Once you have been approved, we can either write you a check and have you pick it up or direct deposit the funds into your checking or savings account.